Life Insurance
Alamo Capital is a full service financial firm that can help you with your Life Insurance needs. We can help you find the right Life Insurance coverage to protect your family and meet your financial goals. There are the many variants of Life Insurance, pure term, or others, which combine an investment product while still providing a death benefit .
There are various Life Insurance products:
- Variable Life
Variable Life Insurance offers permanent insurance with flexible premiums, and has both a death benefit and cash value component. The major advantage to a Variable Life Insurance policy is that it allows you to participate in various types of investment options while not being taxed on your earnings (until you surrender the policy).
- Term Life
Term Life insurance provides a stated benefit upon the death of the policy holder, provided that the death occurs within a specific time period. Renewable Term Insurance can be converted to Whole Life Insurance if permanent insurance is desired at a later point.
- Whole Life
A Whole Life insurance policy with level premiums that has both an insurance and an investment component. The insurance component pays a stated amount upon death of the insured. The investment component accumulates a cash value that the policyholder can withdraw or borrow against.
- Universal Life
A Universal Life insurance is a policy that has both an insurance and an investment component. Unlike whole life insurance, universal life insurance allows the policyholder to use the interest from his or her accumulated savings to help pay premiums.
Alamo Capital can help you with all of your insurance needs. If you are interested in learning more about our Life Insurance products, please contact an Alamo Capital Life Insurance Specialist by calling (877) 68-ALAMO : (877) 682-5266 or email: insurance@alamocapital.com
Alamo Capital is licensed in California (Ins # 0B23582) and Nevada (Ins #638524)